There are many ways for a storm to damage your roof. Roofs that aren’t maintained properly or haven’t been inspected in years are at higher risk of damage due to high winds, hail and other adverse weather. Even well maintained roofs are at some risk as no roof is 100% resistant to all weather. Keeping a well maintained roof will help keep damage to a minimum in most cases but there are unfortunate circumstances where weather can get the better of even the best roofs. Here are some tips to help smooth the process of having storm damage repaired.
1) Find Your Insurance Policy
Most storm damage is covered by your homeowners insurance policy, locate your policy and take note of the company name, policy number, and claim number (provided by your insurance company). Write this information down and keep it handy.
2) Contact Your Insurance Company & File A Claim
Call your insurance agent to clarify the details of your policy and proper filing procedure. Most companies allow filing claims online, check your insurance company’s website to determine if you have this option. If not, call the insurance company for instructions on filing a claim. Be sure to write the claim number down with the information you collected earlier.
3) Meet With Your Agent & Our Sales Representative
Our sales representative and the insurance adjuster will work together to come to an agreement on the amount of repairs that will be needed to restore your roof. Once an agreement is reached your claim should be approved. Be sure to call Atlanta Roofing Specialists to have our salesperson review the paperwork before accepting the insurance agreement, this will ensure accuracy of the insurance estimate.
4. Issuance Of Your Insurance Check
Once your claim is approved, the insurance company will issue a check, in most cases made out to yourself and your mortgage company (if applicable). Our Sales Representative will be able to help you through the correct procedures of endorsement by your mortgage company.
Atlanta Roofing Specialists has been handling insurance claims for 20 years, don’t hesitate to call us if your roof is damaged, we will make the process as painless as possible!