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Roofing Warranties: Understanding Coverage & Limitations

When investing in a new roof, homeowners often focus on the quality of materials and the skill of the contractor. However, another critical aspect that shouldn’t be overlooked is the roofing warranty. A roofing warranty offers protection and peace of mind, but understanding its terms and limitations is crucial to avoid any surprises down the line.

Types of Roofing Warranties

There are generally two types of warranties offered with roofing systems: manufacturer warranties and contractor warranties.

1. Manufacturer Warranties:

These warranties come from the roofing material manufacturer and typically cover defects in the roofing materials themselves. Manufacturer warranties can vary in duration, ranging from 20 years to limited lifetime warranties. Some manufacturers may offer additional coverage for specific issues like algae resistance or wind damage.

2. Contractor Warranties:

Contractor warranties, also known as workmanship warranties, cover the installation of the roofing system. These warranties are offered by the roofing contractor and typically range from one to ten years. They ensure that the installation was performed correctly and that any issues arising from poor workmanship will be addressed by the contractor.

Understanding Coverage

While warranties provide valuable protection, it’s essential to understand what they cover and what they don’t. Here are some key points to consider:

1. Material Defects:
  • Manufacturer warranties typically cover defects in the roofing materials, such as premature deterioration, manufacturing flaws, or damage from weathering.
  • However, it’s essential to read the warranty carefully as some exclusions may apply, such as damage caused by improper installation, extreme weather events, or lack of maintenance.
2. Workmanship Errors:
  • Contractor warranties cover the installation of the roofing system, ensuring that it was done correctly.
  • These warranties typically protect against issues like leaks, loose shingles, and improper flashing installation.
  • However, they may not cover damage resulting from external factors like severe weather or accidents outside of the roofers control.
3. Transferability:
  • Some roofing warranties are transferable to subsequent homeowners, adding value to the property.
  • However, there may be limitations, conditions and fees associated with transferring the warranty, so homeowners should inquire about this before selling their home.
4. Prorated Coverage:
  • Many roofing warranties offer prorated coverage, meaning the coverage decreases over time.
  • For example, a 30-year warranty may offer full coverage for the first ten years, then prorate the coverage for the remaining years.
  • Homeowners should be aware of how proration affects their coverage and plan accordingly.

Limitations and Exclusions

While warranties provide valuable protection, they often come with limitations and exclusions that homeowners should be aware of:

1. Improper Installation:
  • Most manufacturer warranties exclude damage resulting from improper installation or failure to follow manufacturer guidelines.
  • It’s crucial to hire a reputable contractor with experience installing the specific roofing materials to ensure compliance with warranty requirements.
2. Lack of Maintenance:
  • Neglecting regular roof maintenance can void the warranty.
  • Homeowners are typically responsible for maintaining the roof according to manufacturer guidelines, including periodic inspections, cleaning, and repairs.
3. Acts of Nature:
  • Warranties may not cover damage caused by extreme weather events like hurricanes, tornadoes, or earthquakes.
  • Homeowners may need to purchase additional insurance coverage for these risks.
4. Cosmetic Damage:
  • Some warranties exclude coverage for cosmetic issues like color fading, algae growth, or minor imperfections.
  • While these issues may not affect the performance of the roof, homeowners should be aware of their limitations.

Roofing warranties are an essential aspect of any roofing project, providing protection and peace of mind for homeowners. However, understanding the terms, coverage, and limitations of the warranty is crucial to avoid any misunderstandings or surprises in the future. By carefully reviewing the warranty documents and asking questions when necessary, homeowners can ensure they’re making informed decisions and protecting their investment in their home’s roof.

Atlanta Roofing Specialists is a full service residential and commercial roofing contractor serving Metro Atlanta for over 30 years! Offering full workmanship warranties along with our leading manufacturer warranties, you can be assured your investment is safe with us! Call (770) 419-2222 to schedule your estimate today!

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